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Should I consult with an attorney before cooperating with the other party’s insurance company?
Before you give a recorded statement to the other side's insurance company, ask why the statement is necessary. If the claims adjuster wants "just the facts," ask: 1. Why the same facts cannot be gleaned from the police report, their own insured driver's statement, or the witness statements. 2. Whether the claims adjuster objects to having your attorney present during your statement. 3. Whether your insurance company can also record a statement from their insured driver. 4. Whether a statement you give can and will be used against you in a courtroom. 5. Whether you can give a statement to assist the adjuster's investigation, on condition that it will never be introduced in court against you. 6. Whether the claims adjuster has an idea who was at fault in the accident. 7. Whether the adjuster is trying to build a case of "comparative fault" (shared fault) against you. Consult an Arnold & Keck, LLC for advice on your specific situation.
Should I consult with an attorney before cooperating with the other party?s insurance company?
Posted by: Tim Keck
November 19, 2009
Before you give a recorded statement to the other side's insurance company, ask why the statement is necessary. If the claims adjuster wants "just the facts," ask: 1. Why the same facts cannot be gleaned from the police report, their own insured driver's statement, or the witness statements. 2. Whether the claims adjuster objects to having your attorney present during your statement. 3. Whether your insurance company can also record a statement from their insured driver. 4. Whether a statement you give can and will be used against you in a courtroom. 5. Whether you can give a statement to assist the adjuster's investigation, on condition that it will never be introduced in court against you. 6. Whether the claims adjuster has an idea who was at fault in the accident. 7. Whether the adjuster is trying to build a case of "comparative fault" (shared fault) against you. Consult an experienced car accident attorney for advice on your specific situation.
